Retire Wealthy On Tax Free Crypto Growth, Without Learning To Trade
The Crypto IRA™ is part is an end-to-end solution to convert your IRA into a tax free growth vehicle to invest in cryptocurrency portfolios with no restrictions.
When you open a Crypto IRA™ your assets are protected by Multi Party Computation (MPC) technology and Multi-Layered security to provide you no single point of failure on your portfolio. In addition, you have 24/7 visibility and real time pricing in your online wealth portal.
Our Crypto IRA™ is signed off by an attorney and executed by our own Over The Counter trading desk, a result it means you don’t have to learn to trade, buy hardware wallets, or learn technical security yourself. But you always remain in control of your money and account.
Book a free consult now for a private discussion to see if our Crypto IRA™ service is a good fit for you.
What Is A Crypto IRA™?
A Crypto IRA™ part of a 4 pillar process to give you tax free crypto growth using your IRA. A Self-Directed IRA LLC (SDIRA) is a type of individual retirement account (IRA) which allows you to use your IRA funds to purchase tangible assets such as real estate, precious metals, or other alternative assets like Cryptocurrency.
A key feature of Viva's Crypto IRA™ is that it has unrestricted access to exchanges, portfolios and you can invest whatever portfolio you want. If you see a company promoting Cryptocurrency in your IRA, but then only allow one broker like Coinbase, then it's not a Crypto IRA™. Be sure to check the restrictions online providers place on you.
6 Mistakes Investors Make
Investing In Crypto In Their IRA
Handing Over Your Control
Not all custodians are created equal because most of the custodians you're familiar with (like Fidelity, Prudential, and TD Ameritrade) do not allow self-directed IRAs.
If you google self-directed IRA custodians, you'll find over 60 of them. The list can be overwhelming and while many seem glorious by promising you low fees, complete freedom to invest as you wish or promising you complete check book control, it isn’t until you have paid their account set up fees, spent weeks working on the transfers and transferred your money, you find out that they don’t really mean what they say.
For example, some custodians only allow you to purchase certain cryptocurrencies through one specific trading desk and then require you keep your crypto there, which is expensive and not secure.
Other custodians will pull a bait and switch, quoting low fees with “exceptions” in fine print which often include crypto transactions. Just as in a romantic relationship, it is important to know your partner/custodian before you get into bed together.
We work with many clients who transition from online 'cheap' IRA providers that don't allow them flexibility to invest in professional portfolios. Don't fall into the trap.
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THREE
Choosing The Wrong IRA Custodian
Not all custodians are created equal because most of the custodians you're familiar with (like Fidelity, Prudential, and TD Ameritrade) do not allow self-directed IRAs.
If you google self-directed IRA custodians, you'll find over 60 of them. The list can be overwhelming and while many seem glorious by promising you low fees, complete freedom to invest as you wish or promising you complete check book control, it isn’t until you have paid their account set up fees, spent weeks working on the transfers and transferred your money, you find out that they don’t really mean what they say.
For example, some custodians only allow you to purchase crypto through one specific trading desk and require you keep your crypto there, which is expensive and not secure.
Other custodians will pull a bait and switch, quoting low fees with “exceptions” in fine print which often include crypto transactions. Just as in a romantic relationship, it is important to know your partner/custodian before you get into bed together!
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SIX
Paying Unnecessary Fees, Penalties Or Taxes
Without knowing an IRA LLC is available to keep a retirement account intact and still invest in crypto, many people will pay unnecessary early withdrawal penalties and incur taxes by cashing out a retirement account to invest in crypto.
Get sound advice and explore all options before you spend money unnecessarily AND lose your asset protection of the retirement account.
Why Work With Us
End-To-End Service
100% Done For You
We offer a true end-to-end experience establishing your Crypto IRA™, managing an optimal cryptocurrency portfolio with dividends, in the safest custody, and completing your annual legal requirements for your IRA.
Optimal Portfolio
With Dividends
Your Crypto Portfolio holds the optimal balance of 70% Bitcoin and 30% Ethereum and in addition, pays high dividends. This portfolio is proven to create the highest returns, for the lowest risk compared to just owning Bitcoin.
Our professional trading team does everything for you so you don't have to learn to trade, open wallets, or worry about learning cyber security.
Ongoing Support And
Learning Community
As a Viva client, you get ongoing support with your investment, and access to exclusive investor only education and opportunities.
As a result, so you remain relevant and up to date with investment trends and opportunities to create wealth.
Who The Crypto IRA™ Is For
This is for you if you:
- 1Want a Professional and Complete 'Done For You' Solution
We establish your Crypto IRA, open your investment account, allocate your portfolio and complete your annual IRA compliance requirements. You sit back and read your performance reports. - 2Can Invest $50,000 or More With Your IRA
Our minimums allows us to give better service so you can pick up the phone and talk to us. - 3Want A Proven Strategy With The Highest Security
Your portfolio is optimized to produce the most return for the least risk and it reinvests dividends for the long term. There's no speculating, short term trading, coin picking, or emotional decisions.
Why Open A Cryptocurrency IRA™?
Investing in cryptocurrency with your IRA could significantly change the result of your retirement portfolio. Rolling over a traditional IRA into a Roth IRA means you can enjoy tax free growth on your crypto.
High Potential Growth
Cryptocurrency was the best performing asset in the last 10 years.
The world is transitioning from analogue to digital and cryptocurrency is just the beginning. There are decades of growth remaining in this global transition and you can now take advantage of it in your retirement account.
Inflation Proof
Dividend Income
If you hold Bitcoin or Ethereum you should be receiving dividends in your portfolio.
You can maximise your compound growth by reinvesting these dividends, or when your portfolio is higher enough in value, your can withdraw your dividends for income.
In addition, Bitcoin is considered an inflation hedge and keeps its value compared fiat currency, so you maintain your wealth in the long term
Not Correlated To Stocks, Bonds, Cash, Property or Gold in A Crash
Cryptocurrency has the highest reward to risk ratio compared to all other asset classes at the moment and it's not correlated to other markets.
This means for the same risk, you have the ability produce superior returns by investing in Crypto.
It also means even if there's a a stock market or property market crash, crypto is likely to maintain its value.
The Next 10 Years Of Bitcoin
Bitcoin has another 10-15x growth over the next decade according to the The stock to Flow Model, which is frequently what expert money managers use to value bitcoin. Therefore, investing in Cryptocurrency with your IRA could significantly boost the balance of your retirement portfolio.
How Our Crypto IRA™ Service Is Different?
No Deposit or
Withdrawal Fees
It's common for exchanges or platforms to charge you 1-3% deposit or withdrawal fee.
Unlike other retail providers, our Crypto IRA™ service doesn't charge entry or exit fees.
This means you grow your money faster with compound growth and you getter better value for service.
Low Execution Fees
And High Liquidity
We can process block sizes trades of up to $20 million at a time in crypto, without moving the market price, because your Crypto IRA™ is connected directly with our Over The Counter (OTC) trading desk.
As a result, you pay the lowest execution fees, and can feel comfortable knowing any trade you make, no matter how big, is managed professionally, without doing it yourself or getting ripped off on a retail online broker or exchange.
Crypto Approved
Large Bank Transfers
Our 3rd party custodian is registered with Austrac, the money laundering regulatory body of Australia. As a result, there are no limits to the amount of bank transfers you can do, above our minimum balance.
Unlike other providers, this means you don't risk your bank account getting frozen, or locked, and you can safely transfer large amounts from your IRA bank account account without issues.
24/7 Wealth Portal Access With
Real Time Dividend Payments
When you open a Crypto IRA™ you get 24/7 access to an online wealth portal to check your balances and see your dividend payments in real time.
Crypto IRA™ Leadership Team
Justin Harper
Partner
Justin Harper is a Partner of Viva Capital Management and heads Business Development in the USA. He has a long career as a business owner in the entertainment industry where he directed corporate and private events. He is a powerful communicator and networker as well as long term investor in digital assets.
Compare IRA Service Providers For Crypto
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"Our No-Brainer Value Guarantee"
Setting up your own Crypto IRA™ and and learning how to buy cryptocurrency on an exchange is complicated and has many administrative responsibilities.
Doing it yourself, or using an online only provider can be frustrating, time consuming, and prone to costly mistakes.
It's for this reason we created a seamless experience to complete the process of opening a Crypto IRA™ and investing in the optimal crypto portfolio for you.
I guarantee by working with us you'll experience 'no-brainer value' for service, or our attorneys will do your annual compliance review for free. Book a free consult now to talk with our team.
Omar Westerberg
Managing Partner
Viva Capital Management
Open A Crypto IRA™ Today
It all starts with a private discussion with you to find out your needs. Click the button below to book a free consult.
FAQs
What Is Crypto Custody™?
Crypto Custody™ refers to the safe keeping of your crypto assets. Traditionally, to keep your crypto secure, you have to generate private keys with hardware devices and then store your device and keys somewhere “safe” and make sure you didn’t make any mistakes.
Unfortunately, the higher the value of your crypto, the more likely you are to make a mistake if you're managing it yourself at home because a higher balance makes you feel emotional. Therefore, there are three levels of Crypto Custody™ to be aware of.
Build Your Own Custody
If you're a developer or a company, you can build your own security from the ground up, but you would require the resources and vision to do so. Cryptocurrency is an exciting industry and many companies with resources choose the path of building their own infrastructure.
Do It Yourself Hybrid Solution
Most retail investors choose a hybrid approach. This where where they open an account on an exchange to buy and sell cryptocurrency and then buy a hardware or physical wallet to store their crypto.
The key problems with this approach is hardware wallets can be hacked quite easily, and many crypto exchanges limit how much you can deposit and withdraw. As a result it can be hard to get your money out.
The level of risk of using a hardware wallet is about the same as holding physical cash in your home. You might feel safe with $10k in cash. But if you had $1 million in cash at home, would you feel safe with it there? Above all, if you don't feel safe, then you need a done for you custody solution.
Done For You Institutional Custody
Investors prefer institutional custody. This is where you pay for dedicated security and have insurance on your holdings. Viva uses Fireblocks as a custody technology provider, but there are others available.
When you use top grade custody, it removes the single point of failure and you can sleep well knowing your assets are secure and you can get them out when you need.
Crypto IRA™ Investing Vs Non IRA Investing
Crypto IRA™ Investing
- Tax Free Transactions: IRA transactions have no taxable events.
- Higher compound growth. Lower tax means returns can compound faster.
- Less paperwork: No taxable events mean no complex tracking needed
Non Crypto IRA™ Investing
- Taxable Transactions: Every transaction creates a taxable event required to be tracked and reported at financial year end. Every trade increase your capital gains tax with the amount depending on if you've held the position for longer or shorter than one year.
- Record All Transactions: You must record every action when investing in crypto directly for end of financial year audits with the IRS.
- Tax Payments. Your share of taxable gains needs to be paid to the IRS each year.
What Is The Best Crypto Portfolio For an IRA?
The optimal portfolio is to hold 70% Bitcoin and 30% Ethereum because it's been proven via a Monte Carlo process using historical data to produce the highest returns for the least risk compared to holding Bitcoin by itself.
How To Buy Crypto In An IRA?
A managed account solution using a custodian with an over the counter trade desk is the safest and best solution for you to invest. This allows you to work with professional who place your traders and have access to the highest liquidity in the market.
This is especially true when your account balance rises because it's very important you can get your money out when you want to.
A managed account means you save money on transaction prices, and don't have to learn to trade or use complicated software. Look at the Digital Asset Dividend Account for more information.
How To Fund Your Crypto IRA™
There are 3 common ways to fund an IRA.
1) Transfer an Existing IRA
Existing IRAs can be transferred into a Crypto IRA™ without creating a taxable event or penalty. Examples include: Traditional, Roth, SEP, Simple, Inherited, Rollover
If you've already set up a Crypto IRA™ with a different provider, you can likely do an In-Kind Transfer. This allows you to transfer cryptocurrency wallet to wallet without liquidating to your assets.
2) Rollover an Employer Plan
Plans from previous employers can be rolled-over into an IRA. These include 401k, 403b, TSP, 457, and some pensions. There are different requirements for each plan. Contact us to find out if your current plan qualifies.
3) Contribution of New Funds
You can make new contributions of $6,000 if you are under 50 years old, and $7,000 if you are over 50 years old according to the contribution limits of 2020/2021.
Invest In The Future
Book a free consult and our team will contact you to discuss your situation.